Pulverised nutrition. As in ground -up goodness you can easily add to any meal. Trust, these latest vitamin and mineral rich powders are worthy of adulation- they’re less processed than pills and are no sweat for your tum to absorb. But before you sprinkle with abandon, consult your doctor for relevant advice.

Below are the trendiest superfood supplements that aren’t hard to swallow, they are powders. And they go way beyond whey.

Click here to learn more about enrolling in a Cigna Medicare supplement.

  1. MACA– The calcium rich malt flavoured Peruvian root is good for bones. One study found that around half a teaspoon a day for 12 weeks helped women on antidepressants get their sensual mojo back. But beware, as too much of it may raise blood pressure or mess with your liver.

TRY IT: stir into nut milk or peanut butter

  1. ACAI – One teaspoon of this sweet tart dust has the same inflammation – fighting prowess as many more common berries, Plus, the Amazonian powder delivers amino acids for repairing muscles post- workout, as well as fatty acids that give your mood and brain a lift.

TRY IT: mix it with yoghurt or salad dressing

  1. COCOA – You’ve heard about cocoa’s heart-healthy falvonols, but it’s also a super source of fibre – one tablespoon has more fibre than half a cup of brown rice- and magnesium, a mood-elevating mineral.

TRY IT: have it with chia pudding

  1. BAOBAB – The ground pulp of this African tree fruit has one of the highest antioxidant contents of any food. Plus, it’s an amazing source of soluble fibre – one tablespoon has more than an entire pear, and a solid defense against constipation.

TRY IT: freeze in juice pops, or stir into tea.

  1. SPIRULINA – This powdered freshwater algae is seriously swimming with perks -it has 10 times more iron than spinach, four grams of protein per tablespoon, and through the roof levels of immune system strengthen vitamin A. While the slight fishy flavor can turn some people off, don’t fret, as it typically disappears when mixed with food.

TRY IT: sprinkle it on pesto, popcorn or soups.

  1. BEE POLLEN – Yes, it’s made with insect spit, but bee pollen us worth its buzz. It tastes lightly floral and boasts ample protein, energizing B vitamins, and leucine, a metabolism sparker that shows promise as a fat burner. The only thing not to love? If you’re allergic to pollen, you must steer clear.

TRY IT: dust it on oatmeal or cereal.

Find the right medicare insurance to fit your needs to help pay medical bills.

The Different Ways Of Investing For Retirement

Even if retirement is a long way off you have to start saving now. However, saving for retirement is not what it used to be during our parents’ time. The cost of living has gone up and the Social Security is unstable. No longer is saving enough. You have started thinking about investing for retirement!

Before Enron happened, the retirement plans offered by companies were supposed to be sound and solid. However, with what happened to Enron, people no longer have the same faith in the retirement plans offered by their companies. You no longer have to invest in your company’s retirement plans as there are many other options.

You can now invest in stocks, bonds, mutual funds, certificates of deposit, and even the money market. You just have to invest and then sit back and watch your money grow in time. When certain investments reach their maturity, all you have to do is reinvest the money and continue as usual.

You have the option of opening an IRA (Individual Retirement Account), which quite popular as money is not taxed until you withdraw the funds. You can also deduct your IRA contributions from your taxes. You can open an IRA at most banks. Then there is a Roth IRA, which is a new type of retirement savings plan. It started in 1998. All contributions to a Roth IRA are after-tax and your funds can grow tax-free. You can open a Roth IRA at any financial institution.

Most employers offer a 401k retirement savings plan which offers a few investment instruments chosen by the employer. Most employers offer good instruments and many will have good mutual funds that you can invest in. The contribution to a 401k is from your gross income and it is deducted directly from your paycheck so you do not see it. The contributions are tax-deductible and your funds grow tax-deferred. You can also open a 401k on your own. You need to speak to a financial planner or accountant to help you with this.

Then there is Keogh plan, which is another type of IRA. However, this is more suitable for self-employed people. Another option for self-employed small business owners is the Simplified Employee Pension Plan, also known as SEP. Most people find it easier to administer than a Keogh plan.

You can choose any retirement investment plan. The important thing is to choose one and not just depend on Social Security or company retirement plan to provide for you after retirement.

Don’t forget your health when you retire.  Invest in a good Medicare Supplemental plan to help with the gaps.  Compare plans here





Stress Relievers For Seniors

Much have said the relaxing nature of being retired. However, as any other phase in life, the ageing process can create a certain stress levels. These stress elements can have a negative impact on the mental health and the overall wellbeing on the elderly people. That is why, it is imperative to have a proper stress relievers that can minimize the negative impact on the stress.  In this article we will provide some tips and ideas about how to minimize stress for the elderly population.

The first stress reliever can be the prospect of finding a proper solution to the specific problem. On that note, it is important to identify the source and problem to come out with a tentative solution. It may be beneficial to talk about it with a friend, family member or trained counsellor to get a speedy resolution.

The second notable idea is to adopt a pet. Spending time with a cat or a god can have a galvanizing effect on the wellbeing and can relax the seniors. Pets are fun and loving creatures that can help in the process of improving the mental health. Seniors in assisted living and senior retirement communities often include pet therapy program for the residents.

The third notable idea is to stay active. By having a regular exercise, seniors can relax and can lower the effect of the stress in general. Also other options can be having a regular indoor or outdoor activities such as shopping, biking, hiking and walking etc

Combined with that, the concept of having an active social life can be a catalyst for change of the mental state. Going out with friends and family can have a great impact in eliminating stress and possibly finding proper problem solutions!

A good stress relieving option is always maintain a positive thought. By looking on the bright side in every situations, seniors can increase their self-confidence which in turn can help them to find proper solution for the problem.

Another idea is to find an inspiring story that inspires and that can create pleasure, enjoyment, or spiritual healing. In the same time, by changing the daily routine seniors can distract themselves from the imperative challenges that they are facing. By taking time off and not thinking of the problem, there can be a potential for a better solution on the problem.

All in all, stress can have a broad negative consequences on the mental health of the seniors. However, by having a proper stress relive strategy, the elderly people can maintain their overall wellbeing on the long term.

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